Instant College Funding: the step-by-step system for filing the FAFSA and CSS Profile the right way, fixing a lousy financial aid offer and paying for college without draining your retirement

Your Child Did His Part. Here’s How to Pay for College Without Wrecking Your Retirement

Find out what your family can really get. File the forms without costly mistakes. Push back when the first offer stinks. The same system that sold for $997, from 24 years and 2,457 families. Now $97.

Get Instant College Funding for $97

90-day, 100% money-back guarantee. One-time payment.

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Maybe you just saw your net price.

Maybe your stomach dropped when you saw the gap between what you have and what they want.

Or maybe you haven’t looked yet, because part of you already knows the answer: “Families like us never qualify for anything.”

Here’s the moment I want you to picture.

It’s spring. The envelope comes. Your son tears it open and his face lights up. Four years of AP classes, late nights and Saturday practices, and he GOT IN.

Then he looks at you.

And you have to decide whether to say the six words no parent ever wants to say out loud:

“I’m sorry. We can’t afford it.”

Or you say yes. And you quietly pay for it with your retirement. With a second mortgage on the house. With whatever you were going to put away for his younger sister.

Your child did his part. Now it’s time to do yours.
Don’t let him down.

Get Instant College Funding for $97

Why I Care About This More Than I Should

Andy Lockwood

I went to Wesleyan. My dad handled the financial aid forms himself.

When I asked if I could help, he’d say, “It’s complicated. Don’t worry, it will all work out.”

It didn’t.

Between college and law school I racked up more than $100,000 of debt. My credit was in the toilet. I dodged calls. I heard “you need a co-signer” over and over. I bartended seven days a week just to put a dent in my loans.

The worst part? My dad could have qualified for far more aid than we ever got. He just didn’t know the rules.

Today Pearl and I have four kids of our own. We swore none of them would ever go through what I went through.

So I’ve spent the last 24 years doing this instead. 2,457 families. Five bestselling books. The Wall Street Journal, CNBC, Fox Business, CBS News, the New York Post and Netflix have all featured my work.

My dad needed a “me” and didn’t have one.
You do.

What Paying Without Knowing Really Costs You

Let’s put the skunk on the table.

You can probably write the check. That was never the question.

The question is what the check COSTS you.

It costs you the retirement you’ve spent your whole career building. It costs you the house you were going to pay off. It costs you the college fund for the next kid in line.

The FAFSA and the CSS Profile are loaded with loopholes and landmines. One wrong answer about your assets and the college assumes you can pay more. It won’t call to ask. It won’t warn you. It just sends a bigger bill.

Then the offer arrives and most families accept it like it’s carved in stone.

It isn’t. The first offer is almost never the real offer.

You have to pay tuition. But you don’t need to leave a tip.

What Changes for You

You stop guessing about whether you’ll qualify for anything.

Start with the Fast Start walkthrough. Then I show you the FAFSA4Caster and why your “expected contribution” is only half the story. Most parents never hear about the other half.

You keep more of your savings where it belongs. With you.

The CSS Profile walkthrough goes step by step, including the asset loopholes and landmines. Plus the “Sneaky Strategies” lessons and my report “How to Hide Your Money From the Financial Aid Office.”

You file the FAFSA with confidence instead of dread.

A step-by-step walkthrough, Parts 1 through 7. No more staring at a screen at midnight wondering if that box means what you think it means.

Someone who knows looks over your shoulder BEFORE you hit submit.

Your review certificate lets you send your FAFSA and CSS Profile to our team at vip@ for a review before you file. Mistakes get caught while they’re still free to fix.

You fight back when the offer is lousy. And you don’t have to invent the words.

The negotiating and appeals module shows you how to improve a bad offer. Plus five sample appeal letters you can model:

  • When you have a better offer from another school
  • When the income on your forms is misleading
  • When someone lost a job
  • When your child is a recruited athlete with other offers
  • When a business owner needs to correct a FAFSA mistake

You aim at the schools that actually pay.

“The Most Generous Colleges,” the list of colleges that require the CSS Profile, my book How to Pay Wholesale for College and the funny thing about “outside” scholarships most families learn too late. Plus a filing checklist and a deadline tracker so nothing slips.

And you get to talk to me.

After you enroll, you can book a Fast Start call with me.

Results from Our Private Client Families

“Because of Andy’s wizardry, we were able to send our three boys to expensive private colleges without having to eat mac ‘n cheese every night for dinner.”Shari and Ralph Rizzuto, parents of three

Guess which families are sleeping better tonight.

What You Get

This Exact System Has Sold for $997

$997$97

One appeal letter. One landmine you step around. One form you file right the first time. Any ONE of them can pay for this many times over.

Get Instant College Funding for $97One-time payment

90 Days, 100% Money Back, No Hassle

Take the whole system for a test drive. 90 days. That’s three full months.

Watch the walkthroughs. Read the appeal letters. Use the review certificate.

If for any reason, or no reason at all, it isn’t what you hoped for, email us at vip@lockwoodcollegeprep.com or call 516-882-5464. We’ll promptly refund 100% of what you paid.

You are sole judge and jury. Nobody will try to change your mind. No fine print.

The only way you lose is by guessing.

Get Instant College Funding for $97

Questions Parents Ask

We make too much money. Won’t we get nothing?

That’s the most expensive assumption in college. Your “expected contribution” is only half the story, and the Fast Start walkthrough shows you the other half in plain English.

Our kid is already a senior. Is it too late?

If you haven’t filed yet, the walkthroughs and the review certificate are for you. If an offer already landed, the appeal letters are for you.

Can’t my accountant just handle this?

Your accountant knows taxes. The FAFSA and CSS Profile are a different animal. That’s why the CSS Profile lessons walk you through the asset loopholes and landmines one by one. Feel free to share them with him.

I’m not a numbers person. Will I get lost?

No. The walkthroughs go step by step. And before you file, our team looks over your shoulder.

What if I’d rather you just do it for me?

If you’d rather have us do it for you, you’ll have that option after you enroll.

Somewhere this spring, a parent is going to look at a child who did everything right and say, “I’m sorry. We can’t afford it.”

Somewhere else, a parent with the same income is going to send him.

The difference won’t be the money. It’ll be what they knew.

Your child did his part. Now it’s time to do yours.

Don’t let him down.

You have 90 days to decide if I was right. 100% money back if I wasn’t.

Get Instant College Funding for $97

Andy

P.S. Remember my dad? “It’s complicated. Don’t worry, it will all work out.”

It didn’t work out. I paid for it for years.

You don’t have to find out the hard way. $97 gets you the whole system, a review of your forms before you file and a call with me. Backed by a 90-day, 100% money-back guarantee.

Get Instant College Funding for $97